Accounting for Associates & Locums

You focus on patients. We’ll handle the rest.

Whether you're an associate, locum, or just starting out — we help you stay compliant, plan ahead for tax, and keep your finances in shape.

What We Do for You

Tax Returns & Compliance — Done Right

Self Assessment returns filed accurately and on time

Clear tracking of your income — NHS, private, or a mix

Claiming all your allowable expenses (CPD, travel, materials, GDC fees, etc.)

Handling HMRC so you don’t have t

Tax Reviews & Planning — Built In

Tax planning isn’t an add-on — it’s part of the service

We’ll tell you what tax you owe before it’s due, not after

Regular reviews to spot changes in your income and adjust your plan accordingly

Advice on how to reduce your tax bill legally and smartly

Self-Employed or Limited Company? We’ll Guide You

Clear advice on whether to stay self-employed or operate via a limited company

If you already have a company, we’ll keep it structured properly and compliant

Help with drawing money from the company tax-efficiently (salary, dividends, expenses)

Personal Support (From Real Humans)

Quick answers via email, phone or WhatsApp — no ticket systems or phone queues

Reminders, nudges, and follow-ups so nothing gets missed

Annual account review to help you understand the big picture

Support with mortgage references, income proofs, and other finance admin

Why Switch?

Most associates stick with their accountant out of habit. Or they try to do it all themselves using spreadsheets and guesswork.
You don’t need a big firm — just one that actually looks out for you.

But here’s what changes when you switch to a specialist who actually works with dentists:

Staying Where You Are

I only hear from my accountant once a year.

I don’t really understand how much tax I owe until it’s due.

I’m not sure I’m claiming everything I could.

It’s hard to get answers quickly.

Switching to Dental Accountant

You get tax planning and support all year.

We forecast your tax ahead of time so you’re never surprised.

We know what dentists can claim — and make sure nothing is missed.

You get real support — WhatsApp, email, or a call, when you need it.

What’s Included

Service
Tax return filing
Expense review & claim support
Annual tax review & forecast
Business structure advice
HMRC compliance & deadlines
Annual accounts & company tax return
Advice on salary vs dividends
Ongoing WhatsApp/email support
Income proof & mortgage support
Self-Employed
Limited Company

Pricing

We keep our fees simple, transparent, and all-in — no surprise add-ons.

More complex setups (multiple income streams, property, multiple directors) may cost slightly more — we’ll always quote clearly upfront.

Self-Employed Dentists

From £650 + VAT per year
Includes: Tax return, tax planning, expense support, and ongoing personal advice.

Limited Companies

From £1,200 + VAT per year
Includes: Annual accounts, corporation tax return, personal tax return, tax planning, salary/dividend support, and ongoing advice.

Your Year With Us

Most accountants only show up when a tax return is due.
 We work with you all year — helping you stay compliant, reduce your tax bill, and stay in control as your income or setup changes.

Whether you're self-employed or operating through a limited company, here's what your year looks like with Dental Accountant:

April – June

Self-Employed:

Review last year’s position and file any outstanding return (if switching in)

Set tax plan for the new year: expected income, expenses, big changes

Capture early income trends and plan for upcoming tax payments

Limited Company:

Confirm salary/dividend strategy for new tax year

Set company goals and cashflow forecast

Align bookkeeping tools (Xero, Apron) and payroll setup

July – September

Self-Employed:

Mid-year tax forecast based on income so far

Check expenses are being recorded correctly

Adjust plan if income shifts up/down

Limited Company:

Mid-year profit check — are you on track?

Dividend planning and cashflow balancing

Review upcoming Corporation Tax position

October – December

Self-Employed:

Finalise records ahead of Self Assessment filing

Ensure all reliefs and claims are captured

Confirm exact tax bill due in Jan + next payment on account

Limited Company:

Prep year-end accounts (if applicable)

Final tax plan for company and director before year closes

Confirm any director loans, pension moves or big claims

January – March

Self-Employed:

File your Self Assessment (ahead of 31 Jan deadline)

Review cashflow after tax payment

Set up structure and plan for next tax year

Limited Company:

Submit company tax return (if due)

Check directors' Self Assessments are completed

Year-end review and forward planning for business and personal goals

All Year:

Ongoing WhatsApp/email support

Help with income changes, locum shifts, NHS/private mix, mortgage letters etc

Quarterly check-ins and reminders

Regular advice if you're considering switching between self-employed and Ltd